Traffic accidents and the ensuing injuries are on the rise. In 2015, an estimated 2,443,000 people were injured in police-reported traffic accidents. This was a 4.5 percent increase over the number of people injured in traffic accidents in 2014.
If you have been injured in an accident the physical pain and emotional trauma may not be all that you have to go through. In any Omaha car accident claim, there are usually multiple insurance companies involved. To resolve your case, at a minimum you will have to deal with your own insurance company and the insurance company for the other driver. Fortunately when you have a lawyer representing you the insurance companies must deal with your lawyer and are barred from contacting you directly.
Best Practices When You Have More Than One Insurance Company To Worry About
As we note above, in a car accident claim there are usually multiple insurance companies involved. Your insurance company will be involved in your claim, sometimes paying for the repairs of your car to be later reimbursed by the other company. Depending on the facts of the case, your insurance company may pay out for a portion of your claim if you are partially at fault. This is because Nebraska operates under a type of comparative negligence. If you are found to be less than 50% at fault for the accident, then you will still be able to pursue your claim against the other driver.
You will also have to deal with the insurance company for the other driver, with whom you will file your third-party claim for compensation. We strongly urge you not to have any conversations with the other driver’s insurance company without having first spoken to an attorney. You may inadvertently give them evidence that they can twist and use against you to show that they are not liable to pay your claim.
In addition to your insurance company and the insurance company for the negligent driver, there may be additional parties to deal with or complications. For example, health insurance companies can sometimes pay for bills that they wish to be reimbursed for later once your claim is settled or you win a verdict at trial. Another complication arises if the vehicle that hits you is a commercial vehicle or you are driving a work vehicle. In these instances there can be business insurance and workers’ compensation insurance companies who become involved. In these complex cases, we highly recommend that you hire an attorney as soon as possible to protect your rights.
Resolving Your Claim – Getting the Compensation You Need
The majority of personal injury claims are resolved by settlement prior to going to trial. At Miller Lathrop roughly 65% of all cases we handle are resolved by settlement without filing a lawsuit. In the event that we do file a lawsuit, roughly 10% of those cases go to trial. While most cases are settled — if a favorable settlement cannot be reached, we are not afraid to take your case to trial. We are seasoned trial attorneys and we are known in our industry for taking cases to a jury verdict.
Miller Lathrop is highly experienced in handling car accident claims and other injury claims for injured Nebraskans. Most of our clients are dealing with life changing injuries, and all of our clients have had something horrible happen to them. We’ve dedicated our careers to helping our clients who have entrusted us with helping them put their lives back together after catastrophe.
Miller Lathrop serves clients throughout Eastern Nebraska and parts of Western Iowa including Douglas County, Sarpy County, Lancaster County, and Pottawattamie County, as well as the cities of Omaha, Lincoln, Bellevue, Papillion, Fremont, Blair, Elkhorn, and Council Bluffs.