In Nebraska, drivers are required to have automobile insurance in order to operate their vehicle. Included in those requirements are certain minimums that every insurance policy must have.
In Nebraska, drivers must carry at least $25,000 worth of coverage for injury or death for one person in an accident and $50,000 worth of coverage for injury or death of two or more people in one accident. This is commonly referred to as 25/50 coverage. In addition, drivers must also have $25,000 coverage for property damage and 25/50 coverage for accidents with uninsured and underinsured drivers.
It is important to remember that this is a minimum amount, and many drivers have additional coverage. If your claims exceed the policy limit, you may still be able to get additional monies from your underinsurance coverage or from other policies or sources. An attorney can help you estimate the value of your case and help you devise a plan to make sure your medical expenses and pain and suffering are compensated for.