A police report is not an absolute requirement in order to file a claim, but it can be much more difficult to pursue a car accident claim if you do not have one.
Sometimes, when you call the police to report an accident, they will be unable to respond unless you have an injury or an immobilized car due to another incident that requires their attention. However, a police report is important evidence of your accident.
Whenever you are involved in a car crash where an individual might be injured, you should report it to the police and ask them to respond to the area where there is a crash. This will ensure that you have a description of the date, time, and location of the accident as well as insurance and vehicle information for all parties. In some cases, a police report will be your only way to contact witnesses to your accident should you need them in the future.